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Purchasing a property, either as an investment or as a new home to live in, can seem like a daunting and complicated process. Monreal Shaw have put together a guide for you to help you understand each step of the process so you are always aware of what stage your purchase is at.

Arranging a mortgage

Monreal Shaw recommend that you arrange your finances prior to starting your search for a new property. By working out exactly how much you have to spend will allow you to narrow down your search to the most suitable properties. If you need a mortgage to help fund your purchase, it is recommended that you arrange a mortgage through a mortgage provider, who will provide you with an agreement in principle. This will also give you an idea of how much you will have to spend on your new property.

Contact us

Give us a call on 02089802245 to tell us about the type of property you are looking for. We will ask lots of questions so we can picture exactly what you are looking for – this will ultimately save you time as we will be able to recommend only the most suitable properties to you. Once we have narrowed down the properties for you, we will arrange for you to view the properties and will be on hand to answer any questions you have.

Placing an offer

Once you have found the perfect property, it is time to place your offer. We will liaise between yourself and the vendor in order to come to an agreement on the terms of the purchase. You may need to show proof of your finances, such as the copy of your agreement in principle from the mortgage provider.

At this stage, you will also need to instruct a solicitor. We will be able to recommend a solicitor so you are in safe hands whilst your solicitor and the vendor’s solicitor are sorting the paperwork and contracts.

Acceptance of your offer

Once your offer is accepted, we will write to all parties to confirm the price and the terms of the sale. We will also produce a memorandum of sale and will ask for confirmation of your solicitor’s details (if not recommended through us) and your mortgage provider’s details so we can contact them.

Your solicitor will then start the conveyancing process and agree on a date to exchange contracts. We will also keep in regular contact with your solicitor and will keep you updated with the progress of the sale throughout. Once the contracts have been signed and the deposit has been signed, the date of completion will then be agreed by both parties.






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